CICU Visa card
The Central Illinois Credit Union VISA card is designed to make your life less complicated. We start with a low rate that stays low. You can also use your card to obtain emergency cash at ATMs and financial institutions across the globe.

There's no annual fee, which can save you $50 or more per year compared to some other cards. There are also no penalty rates, which can be 30% or more from other VISA issuers. We also don't change the service agreement with a pack-in modification every month—in fact, we rarely change our service agreement.