Member Checking Accounts
Checking
Checking
Our checking account offers superior convenience and service without all the fees. With your account,
you'll enjoy totally free checking with no minimum balance, a quarterly dividend, VISA Debit Card, and
free access to online banking, mobile app, and bill pay systems—all by simply maintaining a $25
minimum share balance!
Debit Advantage
Our Debit Advantage account is an alternative for the member who does not qualify for the above
checking account, but still wants the convenience of a debit card. All CICU members are eligible, even if
you have been reported to a credit agency in the past. All it takes is $10 to order the card and a monthly
$3 fee.
Extras
All accounts have access to online banking and our mobile app. The online information is updated the
moment your transaction clears at the credit union. This service includes optional free E-statements and
free E-alerts. Please see any member of the CICU team to set up your online account access. CICU
checking and debit advantage account holders also get free ATM access at many local credit-union-
owned as well as across the nation. All deposits are subject to a hold of up to 30 days. Every account we
offer is federally insured by the NCUA up to $250,000.
